Problems, controversies, and solutions
pt. 1. Background and history
1958 : National Defense Student Loan program
1965 : The Higher Education Act-Loan Guarantees
1972 : Education amendments
Ascendance of student loans within the financial aid system
1978 : Middle-Income Student Assistance Act
1980s : Student loans become the dominant paradigm in financial aid
Changing perceptions of student loans
pt. 2. Problems, controversies, and solutions : following borrowers, protecting creditors
defining the "problem" as one of repayment strain leads to narrowly focused "solutions
"Tweaks around the margins rather than fundamental reconsiderations
Information as the answer
Putting a lid on student borrowing-is "nothing" better than student debt?
Channeling momentum for good
pt. 3. Perspectives : student debt : how did we get here and why should we worry? / Mark Huelsman
student loans and bankruptcy in the United States / Rajeev Darolia
Advice from our side of the FAFSA / acott and Mandy Sponholtz
Developing a mind-set for paying off student debt / Phil Schuman
Education : still valuable, just not equitable / Melinda Lewis
The college conundrum-does student debt cancel out the value of higher education? / Aaron Conrad
Research and policy organizations
Organizations providing resources and relief for borrowers
Student groups and movements